Hyundai Car Insurance Rates In 2022
Hyundai is one of the world’s leading manufacturers of affordable and safe family-sized vehicles.
Car insurance companies often give them quotes that are pretty close to the national average cost of car insurance at around $1,674 annually.
Because of Hyundai’s diverse range of cars, it will depend on how much you specifically pay for car insurance.
Very rarely do drivers ever pay the same amount for insurance. Auto insurance is extremely personalized. So, let’s take a look at Hyundai’s most popular models and their average auto insurance rates.
What Are The Most Popular Hyundai Models?
Some of Hyundai’s most sold cars include the following:
- Hyundai Elantra – This sedan comes in standard, turbocharged, and hybrid variants with generous retail prices. The Elantra’s safety features and interior has been praised by automotive critics, and insurance rates tend to be within the national average.
- Hyundai Santa Fe – Drivers of this mid-sized SUV are able to enjoy lower-than-average insurance rates due to its safety, comfort, and efficiency ratings. The insurance rates of a Santa Fe can go for even less than those of an Elantra.
- Hyundai Ioniq – The Ioniq is one of Hyundai’s most reliable cars with a really good fuel economy and is available in hybrid variations. While the hatchback’s interior may be nothing special, its economic benefits are. An Ioniq’s insurance rates can go for slightly less than average.
- Hyundai Sonata – Another great sedan for families is the Sonata, being able to fit five people safer than its competitors. The Sonata is also a popular choice due to its modest asking price. The car insurance also comes at an annual cost that is slightly under the national average.
- Hyundai Tucson – Another great and reliable SUV from Hyundai is the Tucson. It’s smaller and more reliable than its larger counterparts. At the same time, it has some of the lowest car insurance rates that an SUV vehicle has ever seen.
How Much Are Car Insurance Rates for a Hyundai?
Now, let’s take a look at approximately how much each Hyundai model will cost annually to insure. Remember that car insurance depends on a variety of factors other than just the type of car you are insuring.
So, for the sake of these examples, assume that the driver is at least 25 years old and has a clean driving record:
- Hyundai Elantra – Basic car insurance rates for an Elantra is around $347 to $540 annually, while full coverage costs around $1,090 to $1,495 annually.
- Hyundai Santa Fe – Basic car insurance rates for a Santa Fe is around $346 to $496 annually, while full coverage costs around $1,092 to $1,406 annually.
- Hyundai Ioniq – Basic car insurance rates for an Ioniq is around $361 to $430 annually, while full coverage costs around $1,237 to $1,526 annually.
- Hyundai Sonata – Basic car insurance rates for a Sonata is around $350 to $505 annually, while full coverage costs around $1,143 to $1,505 annually.
- Hyundai Tucson – Basic car insurance rates for a Tucson is around $357 to $467 annually, while full coverage costs around $1,064 to $1,324 annually.
What About a Hyundai Will Affect Car Insurance Rates?
When insurance companies look at potential policyholders’ vehicles, they look at age, mileage, safety features, and speed capabilities.
Consumer Reports write that Hyundai models are reliable with good performance and features that help the driver.
In fact, Hyundai ranks fourth in terms of reliability in competition to 32 other major automakers. Needless to say, there isn’t an auto insurer on the planet that would say no to insuring a Hyundai and its driver.
The models we discussed are the reason why Hyundai ranks so highly in such a category. Low insurance rates are also made possible by the driver as well. Safer and more experienced drivers tend to be quoted with lower rates.
What Insurance Providers Have The Lowest Rates For Hyundai Cars?
Nearly every state requires that drivers carry a minimum amount of car insurance. So, the task of finding a good provider shouldn’t be rushed.
As you have seen from our examples, insurance costs vary because insurance providers all quote differently.
Of the major national insurance providers, Geico has the lowest rates for Hyundai drivers. Of course, rates also depend on how much insurance and coverage is listed on the policy.
If you wish to include optional insurance like collision, comphrensive, roadside assistance, gap coverage, and more -you might be able to find lower rates with a local insurer. That’s why it’s so important to get multiple quotes from multiple insurers while looking for insurance for your Hyundai.
